@misc{ais_repository_2096,
  title = {Refleksi dan strategi penerapan manajemen risiko perbankan Indonesia},
  author = {Tedy Fardiansyah},
  year = {2025},
  publisher = {PT Elex Media Komputindo},
  howpublished = {Repository AIS},
  note = {oai:ais:library-item:11501}
}